“According to the grace of God which was given to me, like a wise master builder I laid a foundation, and another is building on it. But each man must be careful how he builds on it. For no man can lay a foundation other than the one which is laid, which is Jesus Christ. Now if any man builds on the foundation with gold, silver, precious stones, wood, hay, straw, each man's work will become evident; for the day will show it because it is to be revealed with fire, and the fire itself will test the quality of each man's work. If any man's work which he has built on it remains, he will receive a reward. If any man's work is burned up, he will suffer loss; but he himself will be saved, yet so as through fire.” 1 Corinthians 3:10-15
The believer will live in heaven, the perfect glory and expression of a perfect God. He will live forever in the brightness, goodness, and purity of God his Father, his sins judged by God on the cross (Isaiah 53). Those who reject Christ as Savior, who fail to receive His offer of forgiveness of sin, will live forever in hell - darkness, torment, pain - completely absent from the presence of God.
You did not get to earth on your own steam. Man was God’s idea. Everyone has life because the Creator gives it. We have spirit that is either made alive by Christ or that is dead in sin and dead to God. After physical death, the believer eventually will be judged for the purpose of rewards. He will be rewarded by God for his deeds and motives on earth. His salvation is not in question. The unbeliever will also be judged by Christ after physical death. He will be judged for his sins. With no Advocate and no forgiveness, he will be sent away from God’s presence forever.
Your eternal future can be decided today if you have not yet accepted Christ. Admit your sins, realize your alienation from God, believe in Christ’s work on the cross, and receive His everlasting life.